Filling Out the W-9 Form: A Quick Guide for Investors

If you’re unsure how to complete the W-9 form, you’re not alone. This guide will walk you through it step by step.

Why Do You Need to Fill Out a W-9?

This is a common question. Non-U.S. persons are subject to a 30% backup withholding tax. By filling out the W-9 form, you’re confirming your information, ensuring that the fund manager doesn’t need to withhold taxes on your behalf.

Instructions for Individuals

• Line 1: Enter your full name.
• Line 2: Leave this blank.
• Line 3: Check the box for “Individual/Sole Proprietor or single-member LLC.”
• Line 4: Leave blank.
• Lines 5 & 6: Use the address you file your tax return with.
• Line 7: Leave blank.
• Part I: Enter the Tax ID# (Social Security Number or Employer ID Number) used for your tax return.
• Part II: Sign and date the form.

Instructions for SD-IRA Accounts

• Line 1: Enter the name of the IRA exactly as it appears on your custodian’s statement.
• Line 2: Enter a business name or disregarded entity name if applicable, otherwise leave blank.
• Line 3: Check “Other” and write “IRA.”
• Line 4: Leave blank.
• Lines 5 & 6: Use your IRA custodian’s address.
• Line 7: Leave blank.
• Part I: Enter the Tax ID# for your IRA custodian. If unsure, ask your custodian.
• Part II: Sign and date the form.

Instructions for Solo 401(k) Plans

• Line 1: Enter the name of your Solo 401(k) plan.
• Line 2: Enter a business name or disregarded entity name if applicable, otherwise leave blank.
• Line 3: Check “Other” and write “401(k) plan.”
• Line 4: Leave blank.
• Lines 5 & 6: Use the address associated with the 401(k).
• Line 7: Leave blank.
• Part I: Enter the Tax ID# for your 401(k). You can find the Employer Identification Number (EIN) in the plan’s Adoption Agreement or Plan Summary.
• Part II: Sign and date the form.