Investor: ACH Transfer Timing on Avestor

ACH Transfer Timing on Avestor

Avestor uses standard ACH bank transfers powered by Dwolla. ACH transfers move in stages and take 4-7 business days to complete. Weekends, bank holidays, and daily cut-off times can affect how long a transfer takes.

Standard ACH Debit (Investor → Fund)

What it is:
A Standard ACH Debit pulls money from an investor’s bank account and deposits it into a fund.

Timing:
Funds are typically available in the fund’s bank account within 4–7 business days after the transfer is initiated.

Why it takes time:
ACH debits include a standard waiting period to reduce failed transfers and bank returns.

Example:
An investor commits capital to a fund on Avestor and authorizes the transfer. Avestor initiates an ACH debit, and the investor’s bank releases the funds after standard verification.

Standard ACH Credit (Fund → Investor)

What it is:
A Standard ACH Credit sends money from a fund’s bank account to an investor’s bank account.

Timing:
Funds typically arrive in the investor’s bank account within 3–5 business days, but may take up to 7 business days in some cases.

Example:
A fund sends a distribution to an investor. The fund authorizes the payment, and the investor receives the funds via ACH.